TAKAFUL

Rakyat Malaysia Yang Dihormati,

Dalam konteks yang ringkas, saya ingin berkongsi prinsip- prinsip berikut, semoga dapat memberi kesedaran...

Fardhu Kifayah means - Communally Obligatory.

A Fardhu Kifayah act is what Allah SWT requires from the collectively of those morally responsible, not from each one of them, such that if someone undertakes it, then the obligation has been fulfilled and the sin and responsibility of non- performance is lifted from the rest; on the other hand - if no one undertakes it, then all are guilty of serious sin for neglecting the obligation.

Fardhu Kifayah ialah perkara yang wajib dilakukan oleh sebahagian anggota masyarakat untuk menjaga kepentingan Umat Islam.

So can be used for 2 things:

1) Being an Agent - helping the community or deceased family.

2) As a breadwinner in the family you must ensure that your family your left behind are well taken care off. 

.... Tidak menyusahkan masyarakat sekeliling. 

It's a duty to the community.

Being a muslim we only have 2 duties:

1) To God - fardhu Ain

2) To community - fardhu Kifayah

Tabarru' (derma)

Satu kontrak insuran di mana peserta- peserta bersetuju menderma pada satu kumpulan wang berdasarkan prinsip- prinsip perpaduan,persaudaraan, kerjasama, jamin saling menjamin antara satu sama lain.Ini menbolehkan peserta menunaikan tanggungjawab sosial terhadap masyarakat dan keluarga.

Kami di Zurich Takaful boleh menolong kamu menunaikan tanggungjawab sedemikian. Sila hubungi kami untuk maklumat selanjutnya.